Pick your capital city
A 20% deposit on the median house is
$237,292
If you cut out some of your little guilty spends, you could have your deposit in:

Uber Eats when you’re too
lazy to cook
66
years

Streaming subs you forgot about
1,236
years

A glass of chardy
143
years

Gym classes you skipped
330
years

Plants you’ve let die
1,186
years

Books you’ll never read
1,582
years

Your weekly cheeky punt
91
years

Your daily oat flat white
183
years
See assumptions
Deposit amount based on the median house prices in CoreLogic Home Value Index September 2024.
Uber Eats: based on Canstar average of $69/week on food delivery for households with income above $120,000.
Streaming subs: based on cost of mid-tier Stan subscription, for $16/month.
Chardonnay: assumes 2 glasses of chardonnay a week, at $16 per glass.
Gym classes you skipped: assumes 2 skipped classes per month, at $30 each.
Plants you’ve let die: assumes 3 plants are purchased and die in one year, at $200 total cost.
Books you'll never read: assumes 12 books purchased per year and only half are read, at $25 per book.
Your weekly cheeky punt: assumes $50 per week.
Your daily oat milk flat white: assumes 5 coffees per week, at $5 each.
Uber Eats: based on Canstar average of $69/week on food delivery for households with income above $120,000.
Streaming subs: based on cost of mid-tier Stan subscription, for $16/month.
Chardonnay: assumes 2 glasses of chardonnay a week, at $16 per glass.
Gym classes you skipped: assumes 2 skipped classes per month, at $30 each.
Plants you’ve let die: assumes 3 plants are purchased and die in one year, at $200 total cost.
Books you'll never read: assumes 12 books purchased per year and only half are read, at $25 per book.
Your weekly cheeky punt: assumes $50 per week.
Your daily oat milk flat white: assumes 5 coffees per week, at $5 each.
TL;DR your avocado toast isn’t the problem

It’s almost impossible to save your way to a median house deposit. No matter what you might have heard, your avocado toast and lattes are not the problem.