10x Growth
Australian home values rose almost 10 times faster than wages in 2021—meaning it's harder to save for a home.
9 Years
For the median priced home in Australia, it can take well over a decade to save for a 20% deposit + stamp duty.
20x Greater
The average wealth of homeowners is 20x greater vs. renters at 65.
The OwnHome Story
Hey there,
OwnHome started when we realised how damn hard it was to buy a home for ourselves and our siblings. After running the numbers, we discovered that it would take most of our friends and family — and millions of other Australians — over ten years to save for a 20% home deposit.
60% of first home buyers in Australia have access to the Bank of Mum and Dad when they buy their first home. But what about the people, like us and our siblings, who don't have access to intergenerational wealth? It’s even harder.
And that just didn’t seem fair. Especially when house prices keep increasing. It felt as if the longer we saved, the harder it was to reach the magic 20% deposit that the banks needed. People were stuck renting, when they wanted to be homeowners.
So we set out with the mission to turn renters into homeowners, by skipping the deposit step.
The response we’ve received has been incredible—over $13B+ worth of applications in a year, a community of trusted customers, and the backing of Australia’s leading home loan lenders and investors: CommBank’s X15, Square Peg, Hostplus and more.
We're building an experienced, hopeful and determined team all working to make home ownership more accessible.
This is our life’s mission, and we’re determined to ensure more Australians have the chance to build wealth, security and family in the comfort of their own home.
We're glad you're here,
James & Tim
OwnHome started when we realised how damn hard it was to buy a home for ourselves and our siblings. After running the numbers, we discovered that it would take most of our friends and family — and millions of other Australians — over ten years to save for a 20% home deposit.
60% of first home buyers in Australia have access to the Bank of Mum and Dad when they buy their first home. But what about the people, like us and our siblings, who don't have access to intergenerational wealth? It’s even harder.
And that just didn’t seem fair. Especially when house prices keep increasing. It felt as if the longer we saved, the harder it was to reach the magic 20% deposit that the banks needed. People were stuck renting, when they wanted to be homeowners.
So we set out with the mission to turn renters into homeowners, by skipping the deposit step.
The response we’ve received has been incredible—over $13B+ worth of applications in a year, a community of trusted customers, and the backing of Australia’s leading home loan lenders and investors: CommBank’s X15, Square Peg, Hostplus and more.
We're building an experienced, hopeful and determined team all working to make home ownership more accessible.
This is our life’s mission, and we’re determined to ensure more Australians have the chance to build wealth, security and family in the comfort of their own home.
We're glad you're here,
James & Tim
P.S. we can’t wait to see you put up that sold sticker!
Our Investors
We're proud to have the trust and backing of world-leading investors.
Our Values
Anti-fragile
If there is one thing that is certain, it’s that the world is uncertain. We take the long hard road, over the short easy road.
Lead with trust
Your home is one of the most important decisions you’ll make in your life. We strive to earn and keep your trust.
Authenticity
No tricks. No catches. No hidden fees. Just a simple path to homeownership.
Customer-first
Homeownership is tricky, but we’re in your corner every step of the way. We get to know you and your unique situation.
Relationships > transactions
This is a relationship, not a transaction. You’re not a number at OwnHome. You’re a person.
Lead with trust
Your home is one of the most important decisions you’ll make in your life. We strive to earn and keep your trust.
Anti-fragile
If there is one thing that is certain, it’s that the world is uncertain. We take the long hard road, over the short easy road.
Authenticity
No tricks. No catches. No hidden fees. Just a simple path to homeownership.