OwnHome Finance Pty Limited ACN 673 239 604 · Australian Credit Licence 555197
Last updated: 9 October 2026
1. About these terms
These terms apply to your use of ownhome.com and our related websites and online tools (our website), operated by OwnHome Finance Pty Limited ACN 673 239 604 and its related bodies corporate (OwnHome, we, us, our). OwnHome Finance holds Australian Credit Licence 555197. By using our website, you agree to these terms. If you do not agree, please do not use it.
2. Our services
Our website provides information about our home loans, our calculators and tools, and our online application (our services). Our home loans are available through accredited mortgage brokers.
3. General information only
The information on our website is general in nature. It does not take into account your objectives, financial situation or needs, and it is not credit, financial, tax or legal advice. You should consider whether it is appropriate for you and seek advice before making a decision. Rates, fees and product details on our website are a guide only, may change without notice, and are subject to our eligibility and credit criteria. Nothing on our website is an offer or approval of credit.
4. Calculators
Our calculators and tools are for illustration only. Results are estimates based on the information you enter and on assumptions that may not apply to you. They are not a quote, a pre-approval or a guarantee that you will be able to borrow any amount. Actual repayments, costs and borrowing capacity depend on your circumstances and our assessment.
5. Accuracy and currency
We take reasonable care to keep our website accurate and up to date, but we do not guarantee that it is complete, accurate or current.
6. Your account
If you have an account with us, you must keep your login details secure. You are responsible for activity under your account. Please tell us straight away if you think someone else has used it.
7. Links to other websites
Our website may link to websites run by others. We do not control those websites and are not responsible for their content, products or privacy practices. A link does not mean we endorse the website or its owner.
8. Intellectual property
The content on our website, including text, graphics, logos and design, is owned by or licensed to us. You may view and print it for your personal, non-commercial use. You must not otherwise copy, reproduce, publish or adapt it without our written permission, except as allowed by law. The OWNHOME trade marks are owned by OwnHome Technologies Pty Ltd and used under licence.
9. Using our website
You must not use our website in a way that is unlawful, interferes with its operation or security, or infringes anyone’s rights. You must not submit false or misleading information through our website. We may suspend, change or remove any part of our website at any time.
10. Liability
Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that cannot be excluded, restricted or modified. Subject to that, and to the maximum extent permitted by law:
- we provide our website on an “as is” basis and make no warranties about it;
- we are not liable for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, our website, or from our website being unavailable or containing errors or viruses; and
- where our liability for a breach of a consumer guarantee can be limited, it is limited to supplying the services again or paying the cost of having them supplied again.
These terms apply to your use of our website only. Our home loans are covered by our Credit Guide and your loan documents.
11. Privacy
Our Website Privacy Policy and our Privacy & Credit Reporting Policy explain how we collect and handle your personal information.
12. Governing law
These terms are governed by the laws of New South Wales. You and we submit to the non-exclusive jurisdiction of the courts of New South Wales.
13. Changes to these terms
We may change these terms from time to time by publishing an updated version on our website. The version on our website when you use it applies.
14. Contact us
If you have any questions about these terms, contact us at hello@ownhome.com.