How it works
OwnHome’s Deposit Boost Loan is a simple, straightforward home loan - borrow your deposit with OwnHome, and then pair this with an 80% LVR home loan for the rest.
Deposit Boost Loan
Loans you the money for your deposit. Borrow anywhere up to the whole 20% deposit.
Paired 80% LVR loan
Use the OwnHome Primary Loan or pair your loan with any 80% LVR loan of your choice.
Deposit Boost Loan
Deposit Boost
Owner Occupied
81-100% LVR
For borrowers who can afford the mortgage repayments, but don’t have the Bank of Mum & Dad.
Low Deposit Premium (LDP) of up to 2.2% upfront
Discounted LDP and interest rate available up to 95% LVR
No lock-ins - LDP is fully refundable until exchange
No early repayment fees
No exit fees
15 year loan term
Complimentary Buyer’s Agent
Get started
Deposit Boost
Investor
81-98% LVR
For first home buyers only.
Low Deposit Premium (LDP) of up to 2.2% upfront
No lock-ins - LDP is fully refundable until exchange
No early repayment fees
No exit fees
15 year loan term
Complimentary Buyer’s Agent
Get started
Paired loans
OwnHome Primary Loan
5.99%p.a.
6.04%p.a.
Comparison rate#
Looking for a one-stop application?
Great interest rate
Single application
Redraw available
Offset available
Fixed rate available
Paired loans with other lenders
Full choice of lender - we’ll accept any standard 80% loan
Access to a range of interest rates
Choice of lender
Choose loan features to suit your needs
*98%+ LVR only available on owner-occupier loans.
^Applies to a comparable 85-100% LVR variable owner occupier home loan of the same size with a comparable interest rate to the product being compared. Excludes options where LMI is being waived or paid by a lender.
# Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Primary Loan Target Market Determination
^Applies to a comparable 85-100% LVR variable owner occupier home loan of the same size with a comparable interest rate to the product being compared. Excludes options where LMI is being waived or paid by a lender.
# Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Primary Loan Target Market Determination
Check your eligibility
