Our Team

At OwnHome we provide news, insights, practical guides and expert analysis to help you master your personal finances. Our content is filled with information to help you find the best product for your needs.
Read our editorial guidelines


Ava Crawford
Content Manager
Ava Crawford is an experienced journalist specialising in personal finance and property buying. Ava was a senior finance journalist at Mozo, covering the Australian payments sector. She has also contributed to notable outlets such as The New York Times, ITV, Foxtel LifeStyle and FOXArena. She attended New York University and completed a Bachelor of Arts in English and American Literature. She is also ASIC RG146 (Tier 2) certified for general advice.
Dawn Teh
Freelance journalist
Dawn Teh is a freelance journalist based in Perth specialising in personal finance and home buying. Dawn writes about pathways to homeownership for Aussies, educating Journal readers on mortgages, low cost deposit options and property buying. Dawn holds a Bachelor of Science from the University of Melbourne and a Masters Degree in Clinical Psychology from Edith Cowan University.
Jessica Mudditt
Freelance journalist
Jessica Mudditt is a freelance journalist and the author of “Our Home in Myanmar”. She is based in Sydney and writes about business, finance and technology for the BBC, Economist Impact, Company Director Magazine, Westpac Wire and OwnHome. Jess holds a Bachelor of Laws from Monash University.
Jarrad Sapsford
Buyer's agent
Jarrad Sapsford is an experienced buyer’s agent and home buying operations specialist. Jarrad acts as an advocate for customers at OwnHome and specialises in explaining the nuances of the home buying journey for first-home buyers. Jarrad holds a Bachelor of Business and a Bachelor of Arts from the University of Technology Sydney, a Certificate IV in Real Estate Practice and Class I Real Estate License.
Erin Howell was a home buying expert at OwnHome. She has worked at multiple major financial and technology companies including the Commonwealth Bank of Australia and Google. Erin holds a Bachelor of Business, Marketing and Management, a Masters in Commerce and is RG146 qualified.


Tim Harley
Tim Harley is the CEO, co-founder and a customer of OwnHome. Tim has been a senior executive at Transfer Wise and has worked at Macquarie Capital and at Herbert Smith Freeholds. Tim holds a Bachelor of Commerce (Finance) and Bachelor of Law from the University of Sydney and a Master’s Degree from SOAS University of London. Tim holds a Certificate IV in Real Estate Practice and Class I Real Estate License.
Imogen Baxter
Chief of Staff
Imogen Baxter is an editorial reviewer at OwnHome and the Chief of Staff. Imogen has held senior roles in corporate communications at Sendle and Square Peg Capital, a leading venture capital fund. She has contributed to events and articles for The Guardian, The Australian Financial Review and Sydney Morning Herald. Imogen holds a First Class Bachelor of Arts from the University of Leeds.
James Bowe
James Bowe is the CEO, co-founder at OwnHome, and an expert in housing access and affordability. James spent 7 years with Bain & Company leading the retainer team for Tiger Global, and working alongside global venture capital funds and technology companies. James holds a Bachelor of Arts and Law from the University of Sydney.
Nathan Crookes
Licensed broker
Nathan Crookes is an experienced personal finance expert. Nathan has worked as a business banker at Westpac and as a Home Loan Specialist at Lendi Group. Nathan holds a Diploma of Finance and Mortgage Broking Management, a Cert IV in Finance and Mortgage Broking, a Bachelor of Economics and Applied Finance and is ASIC RG146 certified.
Janez Debevec
Head of Capital Markets
Janez Debevec is an experienced finance, capital markets and securitisation specialist. Janez has held senior or executive roles at Merrill Lynch, Royal Bank of Scotland, Westpac, Moody’s and Mortgage Port. Janez holds a Bachelor of Applied Finance from Macquarie University, a Graduate Diploma in Legal Practise from University of Southern Queensland and was admitted as a lawyer in NSW in 2020.