FAQs
Stamp duty in QLD is calculated on a sliding scale according to your property value (referred to as the dutiable value).
In Queensland, purchases of owner-occupied residential properties qualify for a home concession on stamp duty (see below for the definition of owner-occupied). This means you are eligible for a different rate of stamp duty.
The stamp duty rates for owner-occupied homes are as follows:
Investment properties will not be eligible for the above rates, as they attract the full rate of stamp duty.
Yes, there are.
The Queensland government charges a land transfer fee on property purchases, which is based on property purchase price. It also charges a fixed mortgage registration fee.
If you are getting a home loan, you also generally need a deposit, and there may also be other costs associated. Please see our deposits & upfront costs calculator.
To be eligible for the home concession for stamp duty in Queensland, you generally must:
Move into the home within 1 year of the settlement date, and live there on a daily basis
Not lease, sell, or otherwise grant exclusive possession of the property (or any part of it) before moving in
For purchases from 1 August 2026, be an Australian citizen, a permanent resident, or a specified foreign retiree
This applies regardless of first home buyer status. Separate requirements apply when buying vacant land to build a home.
See the Queensland Revenue Office website (qro.qld.gov.au) for the full rules.
Yes. Queensland has a first home concession, which reduces the stamp duty payable on an established home valued below $800,000.
If the home costs $700,000 or less, you generally pay no stamp duty. Between $700,000 and $800,000, a sliding scale discount applies, based on the property value.
If you are buying a new home or vacant land to build your first home, you may pay no stamp duty at all, with no value cap. This applies to contracts from 1 May 2025.
To be eligible, you generally must:
Be at least 18
Never have owned property, in Australia or overseas
Move into the home within 1 year of settlement and not lease or sell any part of it before moving in
For purchases from 1 August 2026, be an Australian citizen, a permanent resident, or a specified foreign retiree
Our calculator applies the established home concession. See the Queensland Revenue Office website for the full rules. You may also be eligible for the Queensland First Home Owner Grant, which is separate to the stamp duty concession.
In Queensland, foreign owners need to pay Additional Foreign Acquirer Duty (AFAD), also known as foreign purchaser stamp duty. This is in addition to standard stamp duty rates. Surcharge purchaser duty is calculated as 8% of the property value, as of 9 June 2024.
You are not considered a foreign owner if you are any of the following:
- an Australian citizen
- a permanent resident
- a New Zealand citizen with a special category visa.
If you are a foreign owner, please note that you may be subject to other costs, in addition to this stamp duty surcharge.
