ACT stamp duty calculator

Stamp duty, also known as land transfer duty, is a once-off tax paid upon purchasing a property.

Our calculator will help you calculate stamp duty on owner-occupied homes in Canberra and the Australian Capital Territory, as well as any concessions that may apply.

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If you're not sure if you count as a foreign owner, you can find the eligibility criteria listed in our FAQs.
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Results
Total government fees
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Stamp duty
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Stamp duty before concession
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First home concession
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Transfer fee
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Registration fee
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Foreign owner surcharge
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This calculator is only for primary places of residence, and assumes that relevant transfer duty rates apply. If you are buying an investment property, your stamp duty rates may differ. For foreign owners, there may also be other additional fees. Does not apply to vacant land.
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FAQs

What is the current stamp duty rate in the ACT?

Stamp duty in the ACT is calculated on a sliding scale according to your property value.

The table below shows the rates for owner-occupied properties, starting 1 July 2024.

Property value Stamp duty rate
Up to $260 000 $0.40 for every $100 or part of $100
$260,001 to $300,000 $1,040, plus $2.20 for every $100 or part of $100 over of $260,000
$300,001 to $500,000 $1,920, plus $3.40 for every $100 or part of $100 over of $300,000
$500,001 to $750,000 $8,720, plus $4.32 for every $100 or part of $100 over of $500,000
$750,001 to $1,000,000 $19,520, plus $5.90 for every $100 or part of $100 over of $750,000
$1,000,001 to $1,455,000 $34,270, plus $6.40 for every $100 or part of $100 over of $1,000,000
$1,455,000 and over $4.54 for every $100

Stamp duty rates differ if you are buying an investment property. If you are a first home buyer, you may be eligible for additional concessions.

What are the other government fees?

The government charges additional fees for land purchases and mortgages.

Transfer registration fees, also known as land transfer fee in the ACT, are charged for registering your interest in the property. This is a flat fee of $463 in the ACT (current as of July 2024).

Mortgage registration fees in the ACT are also a flat fee, which is $172 for the 2024-25 financial year.

Are there any discounts for first home buyers?

In the ACT, there is an income-based stamp duty concession for buyers who have not owned a property in the past 5 years. This covers first home buyers. Eligibility criteria to be aware of:

  • Applicants must be at least 18 years old
  • Applicants and their partners must not have owned a property in the last 5 years
  • At least one applicant must live in the home continuously for one year, within one year of settlement.

This concession is capped at a total of $34,270, as of July 2024. If your stamp duty is under this cap, you will get a full stamp duty exemption. Above this cap, you will receive a discount of $34,270 on your stamp duty.

Eligibility is assessed based on household income and the number of dependents. Household income must be less than or equal to the caps shown:

Number of dependents Income cap
0 $250,000
1 $254,600
2 $259,200
3 $263,800
4 $268,400
5 or more $273,000
Do I have to pay a surcharge as a foreign owner in the ACT?

There is an additional land tax in the ACT for foreign owners. However, an exemption applies if the ACT property is their primary place of residence.