FAQs
Stamp duty in the ACT is calculated on a sliding scale based on the property value.
From 1 July 2026, owner-occupier rates start at $0.28 per $100 for the first $260,000 and rise to $6.40 per $100 between $1,000,000 and $1,455,000. Above $1,455,000, a flat rate of $4.54 per $100 applies to the whole value. You can see the full table on the ACT Revenue Office website (revenue.act.gov.au).
Rates differ for investment properties. If you are eligible for the Home Buyer Concession Scheme, you pay no stamp duty (see below).
The government charges additional fees for land purchases and mortgages.
The transfer fee is charged for registering your interest in the property. In the ACT, this is a flat fee of $496 for the 2026-27 financial year.
The mortgage registration fee is also a flat fee, which is $184 for the 2026-27 financial year.
Yes. From 1 July 2026, eligible buyers under the ACT Home Buyer Concession Scheme pay no stamp duty on their home. There is no longer an income test or a property value limit.
The scheme is not limited to first home buyers. To be eligible, generally:
You must be at least 18
You and your partner must not have owned property in the last 5 years
At least one buyer must live in the home continuously for at least one year, starting within one year of settlement
The household income and dependants fields in the calculator no longer change the result. See the ACT Revenue Office website for the full rules.
There is an additional land tax in the ACT for foreign owners. However, an exemption applies if the ACT property is their primary place of residence.