The smart choice for high-LVR lending

Help your 85-100% LVR customers buy a home sooner, while saving thousands.
Savings guarantee -
less than LMI*
Complimentary $13,200
buyer’s agent service^
No clawbacks
100% LVR lending
No lock-ins or exit fees
Benefits for customers
Savings guarantee
Your customer is guaranteed to pay less upfront versus LMI on a like-for-like loan - so they can start with a lower LVR. If you find a lower LMI offer, we’ll beat it by $1,000.*
100% LVR lending
Your customer can become a homeowner sooner, safe in the knowledge that there’s no lock-ins or minimum terms.
Complimentary buyer’s agent
Help your customers purchase faster with a complimentary $13,200 service that includes professional reports and provides expert negotiation.^
* Applies to a comparable 85-100% LVR variable owner occupier home loan of the same size with a comparable interest rate to the product being compared. Excludes options where LMI is being waived or paid by a lender.
^ $13,200 is the cost of the standalone service, including GST.
Benefits for you
No clawbacks
No clawback on Deposit Boost Loan commissions. This gives you full flexibility to refinance your client when they’re ready.
100% LVR lending
Get a fully assessed pre-approval in 48 hours with OwnHome. And if you opt for the Primary Loan, OwnHome’s 80% LVR loan, you get an 80% LVR approval-in-principal on the spot too.
Settle more loans, faster
Our buyer’s agents help your clients make confident purchases in less time - so you can enjoy settlements sooner and spend less time extending pre-approvals.
Five stars
We feel incredibly fortunate to have discovered OwnHome through our broker.
Zuri
Google
Five stars
Such a great concept and a brilliant team that supports you through the entire buying journey.
Pete
Trustpilot
Five stars
From the first enquiry through to settlement, the team were incredibly knowledgeable, responsive and friendly.
Andy
Google
Five stars
Thank you everyone for making the journey fun, joyful and informative! Could not recommend you enough.
Beau
Trustpilot
Five stars
You provide a fantastic service and we hope you continue to help lots more people make home ownership accessible without an overly large deposit.
Catherine
Trustpilot
Five stars
They were very patient, genuine, knowledgeable, very helpful, super professional and very good at what they [do].
MT
Google
Five stars
I recently had the opportunity to use Ownhome to buy my first home in Melbourne, and I must say, it exceeded my expectations in several ways.
Priyanshu
Google
Five stars
We highly recommend OwnHome to anyone looking to navigate the home-buying process!
Dann
Trustpilot
Five stars
So glad to be out of the rental market & we couldn’t recommend these guys enough!
Todd
Google
Five stars
Own home is a fantastic initiative! The team are really supportive.
Tijana
Google
Five stars
We have worked with Jarrad as the buyer's advocate and he has been absolutely splendid to work with.
Julius
Google
Five stars
Claudia was so experienced and knowledgeable & really made the process of buying our first home easy, we appreciate them so much & recommend them highly!
Eleanor
Google
Five stars
The home buying team took all the stress out from the home buying process!
Isabella
Google
Five stars
Totally recommend if you're not able to meet that % of deposits. They're the best.
Vin
Trustpilot
Five stars
We recently bought our home [through] OwnHome and were really happy with the process from start to finish.
Vijay
google
Five stars
Could have been years before this was possible without them. Thank you again!
Ben
Google
Five stars
We feel incredibly fortunate to have discovered OwnHome through our broker.
Zuri
Google
Five stars
Such a great concept and a brilliant team that supports you through the entire buying journey.
Pete
Trustpilot
Five stars
From the first enquiry through to settlement, the team were incredibly knowledgeable, responsive and friendly.
Andy
Google
Five stars
Thank you everyone for making the journey fun, joyful and informative! Could not recommend you enough.
Beau
Trustpilot
Five stars
You provide a fantastic service and we hope you continue to help lots more people make home ownership accessible without an overly large deposit.
Catherine
Trustpilot
Five stars
They were very patient, genuine, knowledgeable, very helpful, super professional and very good at what they [do].
MT
Google
Five stars
I recently had the opportunity to use Ownhome to buy my first home in Melbourne, and I must say, it exceeded my expectations in several ways.
Priyanshu
Google
Five stars
We highly recommend OwnHome to anyone looking to navigate the home-buying process!
Dann
Trustpilot
Five stars
So glad to be out of the rental market & we couldn’t recommend these guys enough!
Todd
Google
Five stars
Own home is a fantastic initiative! The team are really supportive.
Tijana
Google
Five stars
We have worked with Jarrad as the buyer's advocate and he has been absolutely splendid to work with.
Julius
Google
Five stars
Claudia was so experienced and knowledgeable & really made the process of buying our first home easy, we appreciate them so much & recommend them highly!
Eleanor
Google
Five stars
The home buying team took all the stress out from the home buying process!
Isabella
Google
Five stars
Totally recommend if you're not able to meet that % of deposits. They're the best.
Vin
Trustpilot
Five stars
We recently bought our home [through] OwnHome and were really happy with the process from start to finish.
Vijay
google
Five stars
Could have been years before this was possible without them. Thank you again!
Ben
Google
What top brokers are saying
Ollie L, Lead Broker
Breathloans
The OwnHome team are so supportive and easy to work with. They’re fast, consistent and customer-focused. No wonder there is such interest in their Deposit Boost Loan service!
Grace B, Mortgage Broker
Coast Home Loans
I love having another option for clients who have great serviceability but not the savings to move forward - OwnHome are making homeownership possible for these people.

How it works

1.
Fully assessed pre-approval with OwnHome
Become an accredited broker and submit your client’s application via our broker portal designed to make your life easier.
2.
Pre-approval for your client’s paired 80% loan
Use OwnHome’s pre-approval letter as your client’s source of funds with our growing panel of broker-friendly lenders.

Alternatively, opt for the Primary Loan and get your approval-in-principle on the spot alongside your Deposit Boost Loan pre-approval.
3.
Stay informed
You’ll be kept updated on the progress of your client’s application and home hunt throughout their journey.
Get in touch
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