Invest better in your future.

It's homeownership
without the deposit.

Get onto the property ladder sooner with OwnHome. Find your dream home and make it yours.
20K+
Aussies applied
$13B+
In applications
Our Customer
Ken & Dinoboy
Our Customer
Beau & Lance
Our Customer
Andrew & Simone
Customers Andrew and Simone
Application tracker

How it works

An illustration of a typical Australian terrace house, with someone mowing the word rent outside
Wave goodbye to renting forever.

Get your deposit.

With OwnHome, you can become a homeowner sooner, without spending years saving 20%. Goodbye two-minute noodles, hello avocado on toast.
Calculate your home shopping budget
An illustrative example of the property search dashboard, with lemon illustrations
Avoid lemons.

Find your pot of gold.

Our qualified team of Australian home buying experts will help you every step of the way—from search to settlement.
Find and shortlist properties
Arrange legal support on contracts
Property diligence and expert report reviews
Negotiation and purchase support
Proptech Awards 2022 WinnerCanstar 2022 AwardFintech Awards 2022 Winner
Woman sitting on throne
Award-winning service.

We're here for you.

World-class service isn't a term we use lightly, but that's exactly what you'll get when you get started with OwnHome. Just try and stop us!
4.9 stars on Google
4.6 stars on Trustpilot
$14B+ of applications
Over 20,000 applications

Your curliest questions, answered.

Am I eligible?

You're eligible with OwnHome if you're buying in OwnHome's service area, have enough savings to cover your upfront payments plus government fees and taxes, are a professional with a steady income, and you're buying an established property (not off-the-plan or vacant land).

As part of your application we'll also request standard financial and personal information in order to make an assessment.

How is OwnHome so affordable?

Our mission is to help millions of Australians become homeowners, which means we need to rethink the pathway to homeownership. With OwnHome, you don’t need to save thousands of dollars upfront or have a helping hand from the Bank of Mum and Dad.

How do we do it?

Well, behind the scenes, we’re supported by investors who share in the mission and a technology team that have automated much of the manual work—so we’re set up to keep costs low.

House prices are falling, is now a good time to buy?

The bottom line? Over short time frames, house valuations have always gone up and down—sometimes quite a lot. Over long time frames in Australia, say 10 or 20 years, house valuations have gone up consistently. The Australian national growth rate for the past 30 years is 5.4%p.a. according to CoreLogic.

So, even in markets where house prices stay flat or fall, looking over the long run, there can also be a cost of doing nothing.

And while we don’t have a crystal ball, we’re confident that in future, more Aussies than ever before will need a smart and modern pathway to homeownership.

Who’s behind OwnHome?

We’re an Aussie company founded in sunny Sydney that works across Australia. We’re well funded by the might of CBA’s X15 Ventures, Square Peg and many others.

We’re led by a trusted leadership team who all have a track record of delivering successful and innovative customer solutions. 

We partner with the most trusted banks, non-bank lenders and mortgage specialists in Australia. But don’t just take our word for it. Our customers have given us the highest rating of Excellent on Trustpilot. See why people love OwnHome for yourself.

Have more questions? Check your eligibility.

Rated 4.9 out of 5 on Google.

The OwnHome team are amazing
The OwnHome team are amazing; they helped my wife and I achieve something that we both truly felt was out of our limits. If you are stuck in the rent cycle and feel that you want more, don’t hesitate in contacting OwnHome.
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
It's fantastic
I know when I talk to people it seems too good to be true but they actually do what they're telling you they do. It's true. We're in a house years ahead of when we would have been and that's phenomenal.
Would recommend to anyone
The engagement and support from the OwnHome team are next to none. I would recommend OwnHome to anyone in my position.
This place is ours and always will be
We were able to get our child in a school nearby for her to go to preschool. We have found a daycare. It feels that things are falling into place and we have a plan in place for the next 5 to 10 years of our life.
Got us to homeownership years faster
If we hadn’t have used OwnHome, we’d still be renting in North Sydney, and not being very successful. When we worked it out, we think OwnHome got us to homeownership 3-4 years faster than we would have alone.
The OwnHome team are amazing
The OwnHome team are amazing; they helped my wife and I achieve something that we both truly felt was out of our limits. If you are stuck in the rent cycle and feel that you want more, don’t hesitate in contacting OwnHome.
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
Start your pathway to homeownership
Make yourself at home! Log in and track your process. Or create an account in minutes and join thousands of Aussies already using OwnHome.