Wave goodbye to
renting forever
It's free, fast, and won't affect your credit score
OwnHome is designed to get you onto the property market — for just 2% savings. We'll cover your deposit and help with the purchase so that you can become a homeowner.
Four steps from Renting to Owning
Step 1
5 minutes
Apply for free in minutes
Submit your application online, get qualified and get your home shopping budget. It's free, fast, and won't affect your credit score.
Step 2
~ 1 week
Find your dream home
Head to inspections to find your dream home—whether that’s with a new kitchen, a pool or both. You'll get help from a dedicated home buying expert who'll guide you through the buying process, and make sure your dream home is in top condition.
Step 3
~ 1 month
Buy your home
We handle the negotiation, cover the home purchase and get you ready for homeownership. You make an initial payment of 2% of the selling price.
Step 4
~ 2 weeks
Move in and grow your ownership
Get the keys and make it home, safe in the knowledge that with each payment you're growing your ownership of your home.
How does
pricing
work?
With OwnHome, pricing is simple and straight forward.
At move-in
Initial Payment
To purchase the home, you make a one-time, upfront payment of 3% of your home’s value. 1% of your home’s value goes directly to your security deposit, which you can use to buy back your home at the pre-set price.
For a $1,000,000 home, you’d pay just $30K upfront.
Each fortnight
Rent and Security Deposit
It’s simple to build up your security deposit because it’s built into your payments, meaning it’ll grow overtime. About 35% of your fortnightly payments go towards your security deposit.
For a $1,000,000 home, that’s about $500 per week in contributions to your security deposit.
Who’s a good fit for OwnHome?
If you can get approved for a traditional mortgage today, we say to go for it! But if not, OwnHome might be ideal for you.
You've got questions,
We've got
answers
What’s involved in the application?
Can I choose any home on the market?
How is OwnHome so affordable?
Am I locked in?
Ready to
move in your
Dream Home?