The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.

Buying a home

The 101 of buying a home in Australia.
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Australian couple wearing flannel talking to an agent
Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Updated Feburary 8, 2023
A couple looking around a house with an agent
Building and pest inspections
What is a building and pest report? And why should I read it?
Updated 
March 17, 2023
Classic Australian living room with a couch and porch
First home buyer's guide
A step-by-step guide to buying a house in Australia
Updated 
March 17, 2023
Suburban homes in The Hills Shire, Sydney, Australia.
Settlement & move-in
A step-by-step guide to settlement and move-in after purchasing your home.
Updated 
March 17, 2023

Home loans

From LVR to LMI, we've got your covered.
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Australian family playing around a laptop
Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
Updated 
January 23, 2023
Photo of mother and daughter cooking together in a kitchen
What is a guarantor loan?
Almost 2 out of 3 Australians don't think home ownership is an option for young adults anymore. It's no wonder more home buyers are looking for alternatives.
Updated 
March 17, 2023
Woman and child in a classic Australian backyard
What is LVR and why is it important?
Your LVR can help you determine whether you're likely to get approved for a home loan, and it can even affect how much you'll be paying for your property!
Updated 
March 17, 2023
Australian couple on yellow couch looking at laptop contacting a mortgage broker
What does a mortgage broker do?
If you are looking to buy a home, you may wonder what the difference between a mortgage broker and a home lender is. This guide will answer all your questions about brokers in Australia.
Updated 
March 17, 2023