Deposits

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Explore our other topics

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Deposits

couple and baby in the house they purchased with 2% genuine savings

First home buyers

What are genuine savings? Do I need them to get a mortgage?

Updated

May 17, 2024

aerial picture of Australian homes that could be purchased with OwnHome through a mortgage broker

Mortgage brokers

Can mortgage brokers refer clients to OwnHome?

Updated

May 17, 2024

young family who purchased a home through a nonbank lender

First home buyers

What is a non-bank lender and how do they compare to the Big Four banks?

Updated

May 17, 2024

row houses purchased with a large deposit which lowered the mortgage interest rate

Lenders mortgage insurance

How does the size of my deposit affect my home loan interest rate?

Updated

May 17, 2024

couple purchasing a home with 100% financing no deposit

Low deposit options

Can I borrow the entire home loan deposit amount?

Updated

May 17, 2024

exterior of a home at night the owner of which has a mortgage and a car loan

First home buyers

Does my car loan impact my ability to get a home loan?

Updated

May 17, 2024

family who are looking for way to afford a new house hugging outside

First home buyers

Costs of buying a home

Low deposit options

What is the Australian Labor government's Help to Buy shared equity scheme?

Updated

November 4, 2024

mother and children playing in a hammock who need to know their buying power to purchase their forever home

Costs of buying a home

First home buyers

What is my borrowing power and how do I increase it?

Updated

October 31, 2024

young couple taking a picture with the keys to their new home purchased with a gifted deposit

Low deposit options

First home buyers

How do I gift my child a home deposit?

Updated

May 17, 2024

Exterior of a home with a tree the equity in which can be used for a home deposit

No deposit home loans

Loan to value ratio

Can I use equity in a home as a mortgage deposit?

Updated

May 17, 2024

home with a green front lawn purchased using a loan for a home loan deposit

First home buyers

Guarantor home loans

No deposit home loans

Can I use a personal loan for my home loan deposit?

Updated

November 4, 2024

mother cuddling her daughter on the couch researching if she qualifies for a lmi waiver

Lenders mortgage insurance

Low deposit options

First home buyers

Do I qualify for a Lenders Mortgage Insurance (LMI) waiver?

Updated

May 17, 2024

woman sitting at her desk working from home researching how much house she can afford with her salary

Low deposit options

Costs of buying a home

How many times my salary can I borrow for a home loan?

Updated

May 17, 2024

couple drinking coffee in their house as joint tenants

First home buyers

Settlement & move in

What’s the difference between tenants in common and joint tenants?

Updated

May 17, 2024

Australia couple pointing at house that they have put a deposit down on

First home buyers

Is it possible to lose your home loan deposit?

Updated

May 17, 2024

Australian home purchased with an inherited deposit with flowers in the front garden

No deposit home loans

Guarantor home loans

Can I use inheritance or gifted money as a home loan deposit?

Updated

May 17, 2024

family sitting on the couch in a home purchased with parents as home loan guarators

First home buyers

Guarantor home loans

How long does a guarantor stay on a mortgage in Australia?

Updated

May 17, 2024

Australian home that payments are subject to RBA movements

Costs of buying a home

First home buyers

Loan to value ratio

Home loan interest rates: May 2024

Updated

May 17, 2024

Family looking at a house that they hope to put a deposit in for

First home buyers

How to pay your deposit at an auction

Updated

May 17, 2024

Couple looks at laptop sitting on the couch reviewing their loan application

First home buyers

Low deposit options

What happens if my home loan application is rejected?

Updated

May 17, 2024

australian street of terrace houses where interest rates have risen over the last decade

Historical mortgage interest rates in Australia

Updated

May 17, 2024

Couple sitting on the couch with their new baby after buying a house while on maternity leave

Low deposit options

Can I get a home loan while on parental leave?

Updated

May 17, 2024

Australian couple looking at loan options considering comparison rates

First home buyers

What is a home loan comparison rate?

Updated

May 17, 2024

power lines over a classic australian cottage which has gone up in value over the last decade

Costs of buying a home

Where is the Australian housing market right now?

Updated

May 17, 2024

a row of houses that could be purchased with a 10% deposit

Lenders mortgage insurance

Loan to value ratio

Low deposit options

Can I get a home loan with a 10% deposit in Australia?

Updated

November 4, 2024

Couple lying on their couch cuddling researching their low deposit home loan options and considering lmi

Lenders mortgage insurance

Do I have to pay LMI on a 10% deposit home loan?

Updated

November 4, 2024

Australian couple applying for low deposit home loan and paying lmi

Low deposit options

Do I pay LMI on a 5% deposit home loan?

Updated

November 4, 2024

Couple sitting on a yellow couch with their cat

Low deposit options

Can you get a home loan with a 5% deposit in Australia?

Updated

May 17, 2024

Australian couple in room with laptops deciding if it is cheaper for them to buy or rent their home

First home buyers

Is it cheaper to rent or buy a home in Australia?

Updated

May 17, 2024

Australian family with son on scooter going past a typical Australian house

First home buyers

Top 10 ways to save for a house deposit

Updated

May 17, 2024

Father and daughter painting on a cardboard house.

First home buyers

How long will it take me to save for a house deposit?

Updated

May 17, 2024

Living room with a grey couch by Taryn Elliott

First home buyers

60 terms to know when buying a house

Updated

May 17, 2024

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