Deposits

Deposits
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Deposits
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Deposits
deposit-bonds-real-estate-australia
Costs of buying a home
Deposits
No deposit home loans
Top Benefits of Using a Deposit Bond for Property Purchase
Updated 
March 24, 2025
couple and baby in the house they purchased with 2% genuine savings
Deposits
First home buyers
What are genuine savings? Do I need them to get a mortgage?
Updated 
March 24, 2025
aerial picture of Australian homes that could be purchased with OwnHome through a mortgage broker
Mortgage brokers
OwnHome
Deposits
Can mortgage brokers refer clients to OwnHome?
Updated 
May 17, 2024
young family who purchased a home through a nonbank lender
First home buyers
Deposits
What is a non-bank lender and how do they compare to the Big Four banks?
Updated 
May 17, 2024
row houses purchased with a large deposit which lowered the mortgage interest rate
Deposits
Lenders mortgage insurance
How does the size of my deposit affect my home loan interest rate?
Updated 
May 17, 2024
couple purchasing a home with 100% financing no deposit
Deposits
Low deposit options
Upfront costs
Can I borrow the entire home loan deposit amount?
Updated 
March 24, 2025
exterior of a home at night the owner of which has a mortgage and a car loan
Deposits
First home buyers
Does my car loan impact my ability to get a home loan?
Updated 
May 17, 2024
family who are looking for way to afford a new house hugging outside
First home buyers
Upfront costs
Costs of buying a home
Low deposit options
Deposits
What is the Australian Labor government's Help to Buy shared equity scheme?
Updated 
March 24, 2025
mother and children playing in a hammock who need to know their buying power to purchase their forever home
Costs of buying a home
Deposits
First home buyers
What is my borrowing power and how do I increase it?
Updated 
March 24, 2025
young couple taking a picture with the keys to their new home purchased with a gifted deposit
Low deposit options
Deposits
First home buyers
How do I gift my child a home deposit?
Updated 
March 24, 2025
Exterior of a home with a tree the equity in which can be used for a home deposit
Deposits
No deposit home loans
Loan to value ratio
Can I use equity in a home as a mortgage deposit?
Updated 
March 24, 2025
home with a green front lawn purchased using a loan for a home loan deposit
Deposits
First home buyers
Guarantor home loans
No deposit home loans
Can I use a personal loan for my home loan deposit?
Updated 
March 24, 2025
mother cuddling her daughter on the couch researching if she qualifies for a lmi waiver
Lenders mortgage insurance
Deposits
Low deposit options
First home buyers
Do I qualify for a Lenders Mortgage Insurance (LMI) waiver?
Updated 
March 24, 2025
woman sitting at her desk working from home researching how much house she can afford with her salary
Deposits
Low deposit options
Costs of buying a home
How many times my salary can I borrow for a home loan?
Updated 
March 24, 2025
couple drinking coffee in their house as joint tenants
Conveyancers
First home buyers
Deposits
Settlement & move in
What’s the difference between tenants in common and joint tenants?
Updated 
March 24, 2025
Australia couple pointing at house that they have put a deposit down on
Deposits
Auctions
First home buyers
Is it possible to lose your home loan deposit?
Updated 
March 24, 2025
Australian home purchased with an inherited deposit with flowers in the front garden
No deposit home loans
Deposits
Guarantor home loans
Can I use inheritance or gifted money as a home loan deposit?
Updated 
March 24, 2025
family sitting on the couch in a home purchased with parents as home loan guarators
First home buyers
Deposits
Guarantor home loans
Upfront costs
Refinancing
How long does a guarantor stay on a mortgage in Australia?
Updated 
March 24, 2025
Australian home that payments are subject to RBA movements
Costs of buying a home
Deposits
First home buyers
Loan to value ratio
Home loan interest rates: May 2024
Updated 
March 24, 2025
Family looking at a house that they hope to put a deposit in for
Auctions
Deposits
First home buyers
How to pay your deposit at an auction
Updated 
March 24, 2025
Couple looks at laptop sitting on the couch reviewing their loan application
Deposits
First home buyers
Low deposit options
What happens if my home loan application is rejected?
Updated 
March 24, 2025
australian street of terrace houses where interest rates have risen over the last decade
Deposits
News
Historical mortgage interest rates in Australia
Updated 
March 24, 2025
Couple sitting on the couch with their new baby after buying a house while on maternity leave
Deposits
Low deposit options
Can I get a home loan while on parental leave?
Updated 
March 24, 2025
Australian couple looking at loan options considering comparison rates
Deposits
First home buyers
What is a home loan comparison rate?
Updated 
March 24, 2025
power lines over a classic australian cottage which has gone up in value over the last decade
Costs of buying a home
Deposits
News
Where is the Australian housing market right now?
Updated 
March 24, 2025
a row of houses that could be purchased with a 10% deposit
Lenders mortgage insurance
Loan to value ratio
Low deposit options
Deposits
Can I get a home loan with a 10% deposit in Australia?
Updated 
March 24, 2025
Couple lying on their couch cuddling researching their low deposit home loan options and considering lmi
Deposits
Upfront costs
Lenders mortgage insurance
Do I have to pay LMI on a 10% deposit home loan?
Updated 
March 24, 2025
Australian couple applying for low deposit home loan and paying lmi
Deposits
Low deposit options
Upfront costs
Do I pay LMI on a 5% deposit home loan?
Updated 
March 24, 2025
Couple sitting on a yellow couch with their cat
Deposits
Low deposit options
Can you get a home loan with a 5% deposit in Australia?
Updated 
March 24, 2025
Australian couple in room with laptops deciding if it is cheaper for them to buy or rent their home
First home buyers
Deposits
Is it cheaper to rent or buy a home in Australia?
Updated 
March 24, 2025
Australian family with son on scooter going past a typical Australian house
First home buyers
Deposits
Top 10 ways to save for a house deposit
Updated 
May 17, 2024
Father and daughter painting on a cardboard house.
Deposits
First home buyers
How long will it take me to save for a house deposit?
Updated 
March 24, 2025
Living room with a grey couch by Taryn Elliott
First home buyers
Deposits
60 terms to know when buying a house
Updated 
May 17, 2024