First home buyers

Explore our other topics

First home buyers

First home buyers

Explore our other topics

0 articles tagged

First home buyers

Orange image with a headline saying "what's included in the buyer's agent service"

First home buyers

Low deposit options

What’s included in OwnHome’s property consultant service?

Updated

November 15, 2024

couple and baby in the house they purchased with 2% genuine savings

First home buyers

What are genuine savings? Do I need them to get a mortgage?

Updated

May 17, 2024

couple in bed discussing purchasing a property together

First home buyers

Costs of buying a home

How do I share a mortgage with a partner?

Updated

May 17, 2024

young family who purchased a home through a nonbank lender

First home buyers

What is a non-bank lender and how do they compare to the Big Four banks?

Updated

May 17, 2024

father playing with his child in the garden during spring when property season is at its height

Costs of buying a home

First home buyers

Negotiating purchase price

What are the best seasons for the property market in Australia?

Updated

May 17, 2024

couple speaking to mortgage broker about their options

Mortgage brokers

First home buyers

Do I pay my mortgage broker?

Updated

May 17, 2024

couple sitting with their dog discussing closing credit cards before applying for a home loan

First home buyers

Loan to value ratio

Should I close my credit cards before applying for a home loan?

Updated

May 17, 2024

couple going to an open house looking to buy when the cash rate is high

First home buyers

Costs of buying a home

Mortgage brokers

Should I buy a house while interest rates are high?

Updated

May 17, 2024

kids on a swing in a home in queensland purchased with the first home owner grant

First home buyers

First home buyer schemes

What is the Queensland First Home Owner Grant?

Updated

May 17, 2024

Family sitting on the deck of their own home with their small children

First home buyers

How do childcare fees impact getting a home loan in Australia?

Updated

May 17, 2024

young couple sitting on the couch, celebrating their home purchased with an OWnHome Deposit Boost Loan

First home buyers

How does an OwnHome Deposit Boost Loan work?

Updated

October 31, 2024

family sitting at the garden table eating lunch at home with a loan with an offset account

First home buyers

Loan to value ratio

What is a home loan offset account?

Updated

May 17, 2024

couple looking at their new home they purchased after their home loan application was approved

First home buyers

Loan to value ratio

What do lenders look for in my bank account transaction records when I apply for a home loan?

Updated

May 17, 2024

exterior of a home at night the owner of which has a mortgage and a car loan

First home buyers

Does my car loan impact my ability to get a home loan?

Updated

May 17, 2024

Couple leaning against window of their home holding a paint roller while DIY renovating to cut costs

Costs of buying a home

First home buyers

What is the average cost of renovations in Australia?

Updated

May 17, 2024

dad and daughter kicking ball with puppy in backyard of house with australian home loan

First home buyers

Australian home loan statistics 2023

Updated

February 12, 2024

family who are looking for way to afford a new house hugging outside

First home buyers

Costs of buying a home

Low deposit options

What is the Australian Labor government's Help to Buy shared equity scheme?

Updated

November 4, 2024

family sitting on the couch in their living room, playing with their dog in the home that they have a principal and interest loan out on.

First home buyers

Costs of buying a home

How do I calculate interest on my home loan?

Updated

May 17, 2024

young family walking up the steps to their new home that they took out a bridging loan to purchase

First home buyers

What is a bridging loan and when can I use one?

Updated

May 17, 2024

Cool furnished living room in first apartment covered by first homeowner home and contents insurance

First home buyers

Costs of buying a home

What you need to know about insuring your first home

Updated

May 17, 2024

sofa and painting in the living room of an investment rental home that is being negatively geared

First home buyers

Costs of buying a home

What is negative gearing and how does it work?

Updated

May 17, 2024

couple sitting on the couch one the computer looking for a home loan while working for themselves

First home buyers

Can I get a home loan if I’m self-employed?

Updated

November 6, 2024

mother and children playing in a hammock who need to know their buying power to purchase their forever home

Costs of buying a home

First home buyers

What is my borrowing power and how do I increase it?

Updated

October 31, 2024

dining room in an australian house where the mortgage has been paid off early

First home buyers

What happens if I pay off my mortgage early?

Updated

May 17, 2024

outside of an australian house that need a valuation

Costs of buying a home

First home buyers

Loan to value ratio

What is it a home valuation and how much does it cost?

Updated

May 17, 2024

young couple taking a picture with the keys to their new home purchased with a gifted deposit

Low deposit options

First home buyers

How do I gift my child a home deposit?

Updated

May 17, 2024

Father and daughter playing in their garden after having his DTI assessed by a lender

First home buyers

What is debt-to-income ratio?

Updated

May 17, 2024

home with a green front lawn purchased using a loan for a home loan deposit

First home buyers

Guarantor home loans

No deposit home loans

Can I use a personal loan for my home loan deposit?

Updated

November 4, 2024

mother cuddling her daughter on the couch researching if she qualifies for a lmi waiver

Lenders mortgage insurance

Low deposit options

First home buyers

Do I qualify for a Lenders Mortgage Insurance (LMI) waiver?

Updated

May 17, 2024

couple drinking coffee in their house as joint tenants

First home buyers

Settlement & move in

What’s the difference between tenants in common and joint tenants?

Updated

May 17, 2024

Australia couple pointing at house that they have put a deposit down on

First home buyers

Is it possible to lose your home loan deposit?

Updated

May 17, 2024

woman trying to read in her bedroom with her dog despite her noisy nextdoor neighbours

First home buyers

What can I do about my noisy or disruptive neighbours?

Updated

May 17, 2024

family sitting on the couch in a home purchased with parents as home loan guarators

First home buyers

Guarantor home loans

How long does a guarantor stay on a mortgage in Australia?

Updated

May 17, 2024

Australian home that payments are subject to RBA movements

Costs of buying a home

First home buyers

Loan to value ratio

Home loan interest rates: May 2024

Updated

May 17, 2024

Family looking at a house that they hope to put a deposit in for

First home buyers

How to pay your deposit at an auction

Updated

May 17, 2024

Couple looks at laptop sitting on the couch reviewing their loan application

First home buyers

Low deposit options

What happens if my home loan application is rejected?

Updated

May 17, 2024

Father gets his daughter ready for school worried about a coming Australian recession

Costs of buying a home

First home buyers

What is a recession, is Australia headed for one, and how can you prepare?

Updated

May 17, 2024

man playing with his baby in the kitchen in the home he purchased with a home loan with an offset account

First home buyers

Offset account vs redraw facility: Which is better for you?

Updated

May 17, 2024

couple with their child researching on a laptop how to lower their mortgage rate

First home buyers

Guarantor home loans

How to lower your mortgage rate

Updated

May 17, 2024

young couple and their baby in the house they bought utilising a NSW first homebuyer scheme

Costs of buying a home

First home buyers

First home buyer schemes

What is the First Home Buyer scheme in NSW, and how does it work?

Updated

May 17, 2024

Australian couple looking at loan options considering comparison rates

First home buyers

What is a home loan comparison rate?

Updated

May 17, 2024

Row of Sydney terrace houses on which the rent is rising

First home buyers

What is the average rent in Australia?

Updated

February 12, 2024

Line of renovated Australian houses that the owners are deciding to sell or keep as an investment

First home buyers

Timing the housing market vs time in the housing market — which Is better?

Updated

May 17, 2024

Australian first home buyer young woman sitting at a desk doing stamp duty exemption paperwork

First home buyers

First home buyer schemes

Do first-time home buyers in Australia have to pay stamp duty?

Updated

June 11, 2024

Australian couple cooking in their kitchen

First home buyers

What is a strata scheme? Should I buy a strata property?

Updated

May 17, 2024

Person inspecting a kitchen with a real estate agent

Building & pest inspections

First home buyers

Home inspection checklist: 15 things to check before buying a home

Updated

May 17, 2024

Woman looking at her laptop

First home buyers

How to calculate the value of a home?

Updated

February 12, 2024

Australian woman and man with a calculator and papers

First home buyers

How does the cash rate impact interest rates?

Updated

May 17, 2024

Australian couple in room with laptops deciding if it is cheaper for them to buy or rent their home

First home buyers

Is it cheaper to rent or buy a home in Australia?

Updated

May 17, 2024

Australian house purchased with super with backyard view of pool

First home buyers

Low deposit options

Can I use superannuation to buy a home in Australia?

Updated

November 4, 2024

Living room with wicker chairs

First home buyers

Negotiating purchase price

What makes one property superior to another?

Updated

March 10, 2023

Australian family with son on scooter going past a typical Australian house

First home buyers

Top 10 ways to save for a house deposit

Updated

May 17, 2024

Father and daughter painting on a cardboard house.

First home buyers

How long will it take me to save for a house deposit?

Updated

May 17, 2024

Person typing with books on a table

First home buyers

How can I repair my credit score?

Updated

August 2, 2023

Australians looking at a laptop together

First home buyers

Do you need the bank of mum and dad to buy property?

Updated

May 17, 2024

The back view of an Australian house.

First home buyers

Fixed rate vs variable rate home loans

Updated

July 11, 2023

Couple in a park with their dog.

First home buyers

Pros and cons of rentvesting

Updated

May 17, 2024

Living room with a grey couch by Taryn Elliott

First home buyers

60 terms to know when buying a house

Updated

May 17, 2024

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