The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.

Buying a home

The 101 of buying a home in Australia.
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Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Updated Feburary 8, 2023
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Costs of buying a home
Buying a new home comes with significant upfront and ongoing costs. Even for a seasoned buyer, it can be easy to miscalculate how much
Updated 
March 17, 2023
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First home buyer schemes
If you're a first home buyer, the good news is that there are several schemes set up by the Australian government to help you out.
Updated 
March 17, 2023
Two women with their child looking at a laptop.
Negotiating purchase price
Found a home to buy and ready to negotiate the price? use the ultimate guide to winning a property via auction or private treaty sale.
Updated 
March 17, 2023

Home loans

From LVR to LMI, we've got your covered.
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Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
Updated 
January 23, 2023
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What is a guarantor loan?
Almost 2 out of 3 Australians don't think home ownership is an option for young adults anymore. It's no wonder more home buyers are looking for alternatives.
Updated 
March 17, 2023
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What is LVR and why is it important?
Your LVR can help you determine whether you're likely to get approved for a home loan, and it can even affect how much you'll be paying for your property!
Updated 
March 17, 2023
Australian couple on yellow couch looking at laptop contacting a mortgage broker
What does a mortgage broker do?
If you are looking to buy a home, you may wonder what the difference between a mortgage broker and a home lender is. This guide will answer all your questions about brokers in Australia.
Updated 
March 17, 2023