The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.

Buying a home

The 101 of buying a home in Australia. Negotiations, settlements, exchanges and more.
Explore all topics
Australian couple wearing flannel talking to an agent
Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Couple sitting at a table with their laptop
Costs of buying a home
Buying a new home comes with significant upfront and ongoing costs. Even for a seasoned buyer, it can be easy to miscalculate how much
Australian couple in their kitchen with a baby
First home buyer schemes
If you're a first home buyer, the good news is that there are several schemes set up by the Australian government to help you out.
Two women with their child looking at a laptop.
Negotiating purchase price
Found a home to buy and ready to negotiate the price? Use the ultimate guide to winning a property via auction or private treaty sale.

Home loans

From LVR to LMI, we've got you covered.
Explore all topics
Australian family playing around a laptop
Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
Couple talking to a real estate agent
No deposit home loans
There are paths to homeownership with home loans for low deposit holders, and even no deposit loans. You could have your foot on the property ladder in no time.
A couple looking at their laptop.
Refinancing
Interest rates are on the rise in Australia. And if you're a homeowner, you may be feeling the pinch as your mortgage repayments start to increase too.
Mother and daughter in the kitchen preparing a salad
Upfront costs
So you’ve worked long and hard and you’re ready to take your first step towards the new home of your dreams. Now comes the a different set of hurdles: beyond the purchase price of the property, what exactly makes up the upfront cost of a home loan?

Latest articles

View all articles