The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.

Buying a home

The 101 of buying a home in Australia. Negotiations, settlements, exchanges and more.
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Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Couple with two women sitting on ground next to pot plant and moving boxes.
Auctions
An auction is one of two legal processes of transferring property ownership from the seller to the buyer.
Australian couple talking to a buyer's agent
Buyer's Agents
Buying property in Australia can be a drawn-out and stressful process, which is why many people rely on a buyer’s agent to make it easy
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Conveyancers
A complete guide to conveyancing and why you need it.

Home loans

From LVR to LMI, we've got you covered.
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Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
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Deposits
This guide dives into just how much you need for a house deposit in Australia and what your options are to get there
Woman typing on her laptop researching lenders mortgage insurance, photographed by Yan Krakau
Lenders mortgage insurance
If you're in the process of looking to buy a new home, you might have come across the term Lenders Mortgage Insurance (LMI) and wondered what it's all about.
Mother and daughter looking at a laptop in living room.
Low deposit & no deposit options
For Australian first home buyers, saving up for a deposit is one of the biggest hurdles when getting into the property market.

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