The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.
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Buying a home

The 101 of buying a home in Australia.
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Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Updated Feburary 8, 2023
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Costs of buying a home
Buying a new home comes with significant upfront and ongoing costs. Even for a seasoned buyer, it can be easy to miscalculate how much
Updated 
March 17, 2023
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First home buyer schemes
If you're a first home buyer, the good news is that there are several schemes set up by the Australian government to help you out.
Updated 
March 17, 2023
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Negotiating purchase price
Found a home to buy and ready to negotiate the price? use the ultimate guide to winning a property via auction or private treaty sale.
Updated 
March 17, 2023

Home loans

From LVR to LMI, we've got your covered.
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Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
Updated 
January 23, 2023
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Can I get a home loan with no deposit?
There are paths to homeownership with home loans for low deposit holders, and even no deposit loans. You could have your foot on the property ladder in no time.
Updated 
March 17, 2023
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What is refinancing and how do I refinance my home loan?
Interest rates are on the rise in Australia. And if you're a homeowner, you may be feeling the pinch as your mortgage repayments start to increase too.
Updated 
March 17, 2023
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What is the upfront cost of a home loan?
So you’ve worked long and hard and you’re ready to take your first step towards the new home of your dreams. Now comes the a different set of hurdles: beyond the purchase price of the property, what exactly makes up the upfront cost of a home loan?
Updated 
March 17, 2023