The OwnHome Journal

Supporting your homeowning journey through actionable tips, best practices and insights.

Buying a home

The 101 of buying a home in Australia.
Explore all topics
Australian couple wearing flannel talking to an agent
Buying a home 101
For first home buyers, leaping into home ownership can be daunting. While we can’t soothe all your nerves, we can help you plan for a more enjoyable and stress-free home buying experience.
Updated Feburary 8, 2023
Couple sitting at a table with their laptop
Costs of buying a home
Buying a new home comes with significant upfront and ongoing costs. Even for a seasoned buyer, it can be easy to miscalculate how much
Updated 
March 17, 2023
Australian couple in their kitchen with a baby
First home buyer schemes
If you're a first home buyer, the good news is that there are several schemes set up by the Australian government to help you out.
Updated 
March 17, 2023
Two women with their child looking at a laptop.
Negotiating purchase price
Found a home to buy and ready to negotiate the price? use the ultimate guide to winning a property via auction or private treaty sale.
Updated 
March 17, 2023

Home loans

From LVR to LMI, we've got your covered.
Explore all topics
Australian family playing around a laptop
Home loans 101
Everything first-time home buyers need to know about mortgages - from what a home loan is and how it works, the different costs that make up your mortgage, types of mortgages available, and more.
Updated 
January 23, 2023
Australian family sitting on their couch
What is a home loan deposit? And how much do you need?
This guide dives into just how much you need for a house deposit in Australia and what your options are to get there
Updated 
March 17, 2023
Woman typing on her laptop researching lenders mortgage insurance, photographed by Yan Krakau
What is lenders mortgage insurance (LMI)?
If you're in the process of looking to buy a new home, you might have come across the term Lenders Mortgage Insurance (LMI) and wondered what it's all about.
Updated 
March 17, 2023
Mother and daughter looking at a laptop in living room.
Low deposit and no deposit home loan options
For Australian first home buyers, saving up for a deposit is one of the biggest hurdles when getting into the property market.
Updated 
March 16, 2023